The People Behind Your Loan

Powered by Gena

One licensed broker. One direct line. A trusted network of partners behind every loan.

Gena Caudle, Licensed Mortgage Broker

About Gena

Gena Caudle

Licensed Mortgage Broker

With over two decades in mortgage lending and a corporate background in business strategy, Gena built Forty Acres Lending around a simple idea: a mortgage isn't a transaction — it's the financial backbone of a home, a family, and a future.

Every client gets straight answers, real numbers, and a steady hand from the first conversation through closing day. No bait-and-switch quotes, no disappearing-into-underwriting, no surprises at the table.

"Education is the down payment on equity. My job is to make sure you understand every dollar before you sign for any of them."

Direct to Gena: (512) 964-3772
Email: gena@fortyacreslending.com

NMLS #342847 · Licensed in TX, CO

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The Network

The team behind me.

Solo broker — not solo operation. Gena leads every file, with a vetted bench of support so your loan moves at the pace it should.

Client Concierge

A dedicated assistant who handles document requests, scheduling, and status updates so nothing slips through the cracks.

Processing & Underwriting Partners

A vetted network of national processors and underwriters who work alongside Gena on every file — extra eyes, faster turn times.

Realtor & Title Network

Trusted local Texas and Colorado partners — agents, title companies, inspectors — Gena can introduce when you need them.

Why It Matters

Why work with a broker, not a call center.

Direct Access

One phone number, one inbox, one decision-maker. No call-center routing or being passed between departments.

No Handoffs

The person you talk to on day one is the person who shepherds your file all the way to the closing table.

Personally Accountable

Gena's name and license are on every loan. That means every quote, every disclosure, every detail — owned, not delegated.

Ready to talk?

The fastest way to a real answer is a real conversation.

Call (512) 964-3772Send a Message